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      <image:title>Blog - Re-insurers as Catalysts - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61017d89a588970209c34d86/1632408624417-OJCJCJ7RAACJY0NOV7VE/report_tables_09-23-21_p4.jpg</image:loc>
      <image:title>Blog - Re-insurers as Catalysts - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Re-insurers as Catalysts - Where do they put all that toxic hurricane debris?</image:title>
      <image:caption>Wood, plaster, drywall, metal, oil, electronics — all waterlogged. It is put into unlined landfills which can contaminate groundwater. The gypsum in drywall decomposes into hydrogen sulfide gas often gets dumped all together.</image:caption>
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      <image:title>Blog - Re-insurers as Catalysts - Make it stand out</image:title>
      <image:caption>Source: “Economic and Fiscal Impacts of an Increase in Consumer Spending on Baldwin and Mobile Counties and the State of Alabama.” University of Alabama Center for Business and Economic Research. A copy of the complete study is available here. Notes: The economic impacts focus on output, value-added, earnings and employment. Output refers to total or gross business sales and contains value-added, which is contribution to gross domestic product (GDP) or the value of goods and services produced on a value-added basis. Earnings impacts are part of the value-added and are the wages and salaries of the workers recognized by the employment impact.</image:caption>
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      <image:title>Blog - Re-insurers as Catalysts - Keeping Roofs on Homes Can Reduce Damage by Significantly More Than 50%</image:title>
      <image:caption>Creating jobs and making small business owners’ homes resilient against hurricanes and tornadoes helps to fortify lives and businesses.</image:caption>
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      <image:title>Blog - Re-insurers as Catalysts - Make it stand out</image:title>
      <image:caption>* Above assumes that each state commits $10 million, but in reality, some will commit more or less.  ** If DRRA was enacted one year earlier, based upon the larger cat losses, the PDM Funds would be closer to $3B this past year, so if the amount increased by 6-fold but the amount allocated for state mitigation was only doubled, it would still provide a large reduction in damage.  Widely accepted savings ratio of $1 mitigated = $4 less damage (National Institute of Sciences).  Idea is to turn each FEMA mitigation dollar into $2 to $3, and increasing the mitigation value from $4 to$12 If states are successful in using discounts to secure employers’ commitment to fortify a minimum number of employee or others homes each year, the multiplier value of each PDM dollar could jump much higher, making the above figures very conservative.</image:caption>
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  <url>
    <loc>https://www.rtmitigation.com/fema</loc>
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    <lastmod>2021-09-21</lastmod>
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    <loc>https://www.rtmitigation.com/states</loc>
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    <lastmod>2023-06-01</lastmod>
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    <lastmod>2023-06-01</lastmod>
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    <lastmod>2021-09-14</lastmod>
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    <lastmod>2021-09-27</lastmod>
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      <image:title>Home - Technology exists to address catastrophe risk effects of climate change.</image:title>
      <image:caption>RT Mitigation is highlighting the innovative ideas that tangibly address the impact of climate change. The insurance industry is uniquely well-positioned to apply its strength in catastrophe risk management to make a material difference in the nation’s ability to better prepare today for the effects of climate change.</image:caption>
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      <image:title>Home - FEMA alone is not the solution.</image:title>
      <image:caption>FEMA’s new BRIC program (Building Resilient Communities and Infrastructure) offers potentially significant pre-disaster mitigation funds for infrastructure and community mitigation projects, but does much less to address residential catastrophe mitigation, as is discussed in our report, “Force Multipliers for Mitigation: Coming Together to Do More.”</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61017d89a588970209c34d86/1627571036405-96NKK7O1LX143N36B6G3/shutterstock_1810673200.jpg</image:loc>
      <image:title>Home - Appealing to enlightened economic self-interest can provide a boost to mitigation.</image:title>
      <image:caption>The ability to expand the reach of mitigation will increasingly benefit by considering innovative solutions that unleash the power of the free market economy — to be able to access much deeper resources expanding our ability as a society to do more pre disaster mitigation. An example of one area in which we can better prepare for the effects of climate change is to systematically broaden approved residential catastrophe mitigation measures.</image:caption>
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      <image:title>Mission - Make it stand out</image:title>
      <image:caption>Rod Thaler, Founder</image:caption>
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      <image:title>Who We Are - Make it stand out</image:title>
      <image:caption>Rod Thaler, Founder</image:caption>
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